Mortgage rates in Texas have been hot (much like the scorching 100°+ days), bouncing around record levels for a couple of weeks now. While a week ago mortgage rates were the best we’ve seen since last Oct 6th, they have wilted a bit and have given up about 100 basis points (no correlation to the daily [...]
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Safe Haven from The Debt Ceiling Debate
The never-ending, all-too-frustrating Debt Ceiling debate wages on and this has investors taking refuge in the safe haven of the Bond Market. Both Treasuries and Mortgage Bonds are benefiting, while Stocks are taking a big hit. The Debt Ceiling is the legal limit on the total debt the U.S. can accrue – and there are [...]
Don’t Be Scared Over Debt Ceiling Debate
The debt ceiling conversation has been going on for quite a while and the debate heats up to war over taxation, revenue, and how lawmakers define each. With the debates comes much speculation and plenty of scary words of what could happen if Congress doesn’t raise the debt ceiling, and rather quickly. The Treasury says [...]
Questions of a Home Buyer
Home buying workshops and Lunch & Learn’s have been around a while and are great places to learn about the home buying process. From what I’ve seen, the content is relative, educational, and helpful to the audience. I am holding a presentation for potential home buyers soon. Like with all my presenting engagements, I got [...]
Protect Yourself! Protect Your Credit!
In the movie, War of the Roses, Danny DeVito cautions, “When a couple starts keeping score, there is no winning…only degrees of losing.” There is a lot of work involved to avoid the score keeping, not to mention to protect yourself and secure your future. But it doesn’t have to turn into the knock-down [...]
Breaking Up is Hard To Do…Key Steps to Get Organized
Breaking up is never easy and going through a divorce is especially tough – even more so if you are going through it alone. It is important to surround yourself with a team who can help you navigate the many decisions ahead, primarily legal and financial. (And a few good friends to lean on [...]
Global Events Impact Home Loan Rates
Times have changed and today we live in a global economy. An inter-connected world where goods and capital move freely at lightning speed across countries. The widely accepted view is that globalization not only benefits all countries across the world but lends itself towards the betterment of the economy as a whole. As we have [...]
First Time Home Buyers Benefit from New Credit Reporting
Finally, there is something about the credit bureaus we can cheer about! Experian has recently rolled out RentBureau® which could help first time home buyers and people who may have no credit history, a skinny credit file, or need some additional positive information to boost their credit scores. If you are a first time home [...]
